Netspend offers several options to reload your card, including direct deposit and mobile check deposit. Knowing your options for reloading this prepaid debit card can help you plan ahead and be sure your funds are available when you need them.
Where Can You Reload Your Netspend Card?
You have multiple options for reloading your Netspend Card, including in-person cash reloads at participating locations. Some locations may charge a small fee for reloads.
Direct Deposit
You can have your paycheck direct deposited into your Netspend Card and, generally, get your funds up to two days faster than with the traditional banking practice. Direct deposit works with a variety of checks, including:
Work paychecks Tax refunds Social Security benefits Supplemental Security Income Pensions Railroad retirement benefits Defense finance and accounting service payments State unemployment benefits, varies by state Government disability benefits-SSDI or workers compensation (varies by state) Veterans’ benefits
Mobile Check Load
If you have a physical check to deposit to your account, you can use the Netspend Mobile App to take a photo of your check with your phone to complete the deposit. Inside the app, select the “Mobile Check Load” option, which guides you through the process of taking photos of your check.
Bank Transfer
You can add money to your Netspend card from a checking or savings account, as long as your bank participates. To transfer money, log in to your account and link your bank account to your Netspend Card. Some banks may charge a fee for transfers.
Wire Transfer
You can receive wire transfer to your Netspend card through Western Union. Fees can vary and won’t be calculated until the time of the transaction. That being said, the wire transfer feature is only available on some Netspend cards. You can check your account to see if the feature is available for you.
PayPal
You can also transfer money from your PayPal account to your Netspend card. To do so, add your routing and account number to your PayPal account. PayPal may charge you a fee for transfers from an account.
