Check Kelley Blue Book for figures on your vehicle. Insurance companies do not base payouts strictly by Kelley Blue Book, however, the site does a good job at placing a value on a vehicle. For someone who is not familiar with car values, Kelley Blue Book is a convenient tool. Check similar vehicle listings in your area. Most insurance claims adjusters go through the same process by checking auto websites, newspapers, and dealerships in the area. Collect receipts of recent major improvements because the upgrades may factor into your final payout.
Tips for Total-Loss Paperwork
Sign your name exactly how it appears on the title when signing the power of attorney.Ask if you can fax the insurance company the documents from your agent’s office before mailing to speed up receiving your check.
Communication is the key for any insurance claim to run smoothly. Take it one step at a time and work closely with your claims adjuster. Make sure the insurance company has a good contact number for you and be available so you are not constantly playing phone tag. If you can survive a major accident which totals your auto, you can survive the claims process.
