Whether your computer runs on Windows or macOS (or even Linux) or you do all your budgeting on your phone, you’ll find a no-cost selection below for tracking your finances and planning for the future. You can complete your financial toolset with free personal tax preparation software to keep more of your money in your pocket. Access Mint via the web or phone apps for iOS and Android. GnuCash is compatible with Windows, Mac OS X, GNU/Linux, BSD, and Solaris. There is a companion app for Android that will let you track expenses on the go and later import them into the desktop software. AceMoney Lite is compatible with Windows and Mac OS X. If you’re not an investor or prefer fine-tuning your budget to getting the broad view, Personal Capital may not be the best fit. However, if you want to save for college or retirement, its free tools will show you whether you’re on track. Personal Capital can be accessed via the web or apps for Android and iOS. Features include budgeting, tracking accounts, and personal finance reports, but you will have to enter transactions manually. Free plugins add more features, and the online user manual is easy to read and use. Buddi is compatible with Windows, Mac OS X, and Linux.
