Once you know where to look, you also can apply some basic methods for finding missing money and getting that money back. Below, we’ll share eight places you can look. If you haven’t filed a tax return for a prior year, and you have a refund coming to you, the IRS does not penalize you for filing late. If you believe you’re owed a refund, but you have not received it, you can use the IRS Where’s My Refund site. If you had funds in a bank that was closed between January 1989 and June 1993, you may be able to make a claim with the FDIC, assuming your deposits were insured and the bank remains in FDIC receivership. Since June 1993, such funds have been turned over to state agencies. To see if you have unclaimed cash back, log in to your account and find the rewards center. Within the rewards center, you should see what you have earned. If you are unable to locate this area, reach out to the customer service team of your credit card provider.