Stoneberry offers a BNPL program to its customers, but it functions differently than alternatives like PayPal Pay in 4 and Affirm. Instead of offering a BNPL service for a long list of online retailers, Stoneberry Credit only works with the retailer’s own online brands. How Does Stoneberry Credit Work? Stoneberry Credit is available for customers shopping online with Stoneberry or one of its brands, which include Masseys, Mason Easy-Pay, K....

The paid for or incurred rule depends in part upon whether your business uses the cash or accrual accounting method. You would record transactions as they occur instead of when they’re paid if you use the accrual method. Cash vs. Accrual Method for Tax-Deductible Expenses You must claim the tax deduction for salaries, wages, commissions, and bonuses in the year they’re paid to your employees if your business uses the cash method of accounting....

Recruiting windows for college seniors will vary significantly by employment sector, so the answer is that it depends on the type of job you are applying for—and it’s never too late, even if you didn’t start your job search early. Some students will elect to wait until the spring of their senior year to get serious, while others will begin planning as early as their sophomore year. Employers With Early Deadlines Many organizations with competitive training programs will begin recruiting early in the fall and start making offers in late November....

A short sale is not the big red flag it used to be, though. It’s not like a scarlet letter hanging around your neck. Nowadays, short sales are so commonplace that almost everybody knows somebody who has done one. They don’t have the same stigma as a foreclosure. Doing a short sale means taking responsibility, and most people who rent homes prefer to rent to responsible tenants. If the only derogatory mark on your credit report was caused by a short sale, that derogatory credit is explainable....

What happens if grandkids get into an accident while driving your car? Will your auto insurance cover drivers who have borrowed your car? In most cases, the answer to both questions is yes. That could change, though, depending on a few factors. What Is Permissive Use? You might have heard the phrase, “car insurance follows the car, not the person.” A little less common is the insurance term “permissive use....

States have “every right” to back out early from federal pandemic unemployment programs, Psaki said at a press conference Friday. At least 25 states—every Republican-governed state except Massachusetts and Vermont—have announced they are withdrawing from participating in at least some of those unemployment programs as early as June, ahead of their September federal expiration dates.“No one from the administration has ever proposed making them permanent or doing them over the long term,” Psaki said....

Here’s a quick look at the most significant economic indicators of the day and what they tell us. Producer Price Index Wholesale prices rose at a record-setting pace in March in a worrisome sign for future inflation on store shelves. An index measuring the prices companies receive for the goods they make rose 1.4% between March and February, the biggest one-month increase in data going back to 2009, according to the Bureau of Labor Statistics....

Many small businesses are still not using the internet to conduct business. In fact, 46 percent of U.S. small businesses still don’t have a website for their company, according to a survey by research firm Clutch. In Canada the showing is even more dismal. The Canadian Internet Registration Authority’s (CIRA’s) 2014 Factbook found that only 41% of Canadian small businesses have a website at all. And a global survey commissioned by GoDaddy from Redshift Research of “very” small businesses in Australia, Brazil, Canada, India, Mexico, Turkey, United Kingdom and United States found that 59% did not have a website....

There are a variety of reasons it may take several days for new funds to become available to withdraw or spend. Learn how deposits are processed and why delays occur to avoid accidentally overdrawing your bank account when a deposit is still pending. Funds-Availability Regulations When you make a deposit, your bank will often make the funds available for withdrawal immediately. However, your deposit may temporarily be held according to the standard hold periods established under the Expedited Funds Availability Act....

But here’s something that might change your perspective: A thank-you note after a job rejection is not just a thank-you note. It’s also a stealth mission. Sample Thank-You Letter After Being Rejected for a Job This is an example of a thank-you letter for when you didn’t get the job. Download the thank-you letter template (compatible with Google Docs and Word Online) or see below for more examples. How to Turn Your Thank-You Letter Into an Opportunity It’s OK to acknowledge your disappointment in not getting the job—in fact, it’s probably best to be honest about that, lest your letter seem disingenuous....

In this article, we will review your major responsibilities for payroll taxes, including withholding federal income taxes and Social Security/Medicare taxes, sending these taxes to the IRS, and paying other employment taxes like unemployment tax. What are Payroll Taxes? Payroll taxes are those taxes you have to consider when you pay employees. Some of these taxes are withheld from employee pay, and others are your responsibility as an employer. These taxes include: Withholding federal, state, and local income taxes from employee paychecks....

Here are the top 10 questions you should ask when buying pet insurance. 10 Questions to Ask Before Buying Pet Insurance Am I Looking for a Pet Health Discount Plan or a Comprehensive Insurance Plan? In a discount fee plan, you pay an annual fee. When you take your pet in for care, you get covered services for less. For instance, a checkup might cost $100, but you would only pay $80....

If money is tight, these 10 tips can help you get the best value for your money. Decide Which Plan Is Best for You You don’t want to judge a health plan by the price tag. Even though the first thing you want to know when you buy a plan is how much it will cost, the real answer is not always clear. Your financial status and family needs dictate how much you can afford....

You can work as much or as little as you’d like. You’ll be able to set your schedule based on how much you want to boost your earnings, and you will end up with some new skills to bolster your resume. You can also cobble together a variety of gigs and turn your side jobs into working as a full-time freelancer. There are many different ways to make money on the side, and there are some gigs you can do from home....

There are a few different types of IRAs, including the traditional IRA. Learn how much you can contribute to a traditional IRA and how this affects your tax deductions. IRA Contribution Limits You can contribute $6,000 to your IRA in the 2022 tax year. You’re allowed to make an additional “catchup contribution” of $1,000 for an annual total of $7,000 if you’re age 50 or older. These limits increase to $6,500 and $7,500 in 2023....

Today, more than two-thirds of bank customers do their banking online or via mobile app, according to a survey from the American Bankers Association. It’s no surprise that many people prefer the convenience of checking balances and keeping records online, allowing the banks to do the work for them. While this system certainly gets points for ease of use, many times keeping a check ledger makes sense. Here are four reasons why you might decide to keep a physical record of spending....

Do what you can to avoid having these negative entries added to your credit report. For example, be proactive about contacting your creditors if you anticipate having trouble keeping up with your payments. Many creditors are willing to work with you if you contact them before you fall behind. They might be willing to waive a payment, let you pay late without a late fee, or change your due date....

Choose Retirement Funds That Meet Your Goals The best investments are designed to deliver on a specific retirement objective. Is your priority to achieve long-term capital appreciation—growth in the value of your investment over time—or to secure current income? Your preference will dictate which of the two main categories of mutual funds you select for your retirement portfolio: growth or income funds. As the name implies, growth funds aim to substantially grow your principal, which is the original amount you invested in the fund....

Considering these rising costs, it’s no surprise that parents would welcome college contributions instead of traditional presents. Luckily, friends and family can help by giving the gift of a college education. Every birthday party, baby shower, or gift-giving holiday can be an opportunity to add to the college fund. Below, we explore some of the ways families can make saving for college a collaborative effort, from the new and innovative to the tried and true....

Without a plan, money can sometimes be a source of conflict in a marriage. Finances have a deep impact on many other lifestyle choices—from your Netflix bill to vacation savings. After marriage, combining finances might include joint bank accounts, filing taxes together, and buying that first house. Newlyweds who start with joint money management can often avoid common pitfalls, achieve common financial goals, and build wealth. To most effectively merge your financial lives, take these steps:...