Other options for receiving unemployment benefits include a direct deposit to your bank account or prepaid card or, in some states, a paper check delivered by mail. Here’s information on options for receiving unemployment benefits, how state-issued prepaid debit cards work, how often you’ll be paid, and what to do if there’s an issue with your benefit payments. Unemployment Compensation Payment Options When you file for unemployment, you will be advised of the options available for receiving benefits....

Homes in probate are marketed and sold just like traditional properties, typically with real estate agents listing them and showing them to potential buyers. Anyone is free to make an offer on these homes, but the process can be a bit more complicated. How Probate Sales Work The probate process can vary from state to state, but the court will typically appoint an estate representative, called an “executor” when there is a will or an “administrator” when there’s no will....

If you’re considering leasing a car, it’s important to understand how it works, as well as its advantages and disadvantages What Is a Car Lease? A lease is a contract in which one party conveys the use of something (a parcel of land, building, service, or another object) to another party for a specified period of time in exchange for payment of money, typically on a periodic basis. In a car lease, the object being conveyed is the vehicle itself....

Unfortunately, however, immigration in the U.S. is long-rooted in a past of the mistreatment of people and its impact on the nation’s economy is a topic that is still debated among lawmakers. Below, we’ll dive deeper into immigration in the U.S. and how it impacts the economy. Immigration in the U.S. Throughout history, people from all over the world moved to the U.S. However, not all people who immigrated to the U....

Morbidity Incidence Rate vs. Morbidity Prevalence Rate Morbidity rates may be looked at in terms of the morbidity incidence rate or the morbidity prevalence rate: Morbidity incidence rate shows how many new cases or new people are becoming ill with a given illness, injury or disease in a given population. Morbidity prevalence rate is the measure of how many people in a given population are sick with a disease or illness....

There’s been a fair amount of lip service being paid to Bitcoin these days by companies that comprise the current financial establishment. Much of this has to do with blockchain, which is the underlying infrastructure of this digital currency. Why Are U.S.-Based Financial Companies Investing in Blockchain Technology? One of the features that blockchain technology offers is a method to create more efficient networks to process financial transactions. Many U....

While the topic might make you uncomfortable, it’s important to know how to answer a job interview question about mistakes. Your response can help you get a job offer—or knock you out of contention for the job. Here’s how to respond to interview questions about mistakes, with examples of the best answers. What the Interviewer Wants to Know The interviewer asks questions like this to learn how you handle challenges....

When questions of this type are asked, it is best to think of them as a request to share how you have intervened to solve problems in the past, rather than an opportunity to complain about difficult situations at work. Have Examples Ready to Share Prepare examples of how you have addressed problems or met challenges for each job, internship, volunteer, and leadership role included on your resume. Choose problem situations where your involvement led to a solution and avoid unsolvable or difficult issues that couldn’t be improved or fixed....

It is possible to complete the entire personal loan process online, from prequalification to signing your loan documents. This guide will walk you through each step so you can breeze through your application if you decide a personal loan can help you with a financial obligation. Check Your Credit Score First up in applying for a personal loan is recognizing the importance of your credit score, which reflects your track record with repaying amounts you owe....

For new investors and would-be investors, one of the more common questions asked involves how to buy stock. There are several different ways to start investing in stocks, each with its own advantages and disadvantages, including tax and liquidity considerations. Some popular options can help you gain a general lay of the land and be better informed to make decisions about equity acquisition. How to Buy Stock in a Regular Brokerage Account If you want to buy stock with no restrictions, no tax advantages, and no contribution limits, the easiest way is to open a brokerage account....

Example: An apartment complex with six units. Three rent for $700 per month and the other three rent for $800 per month. Difficulty: Easy Time Required: 5 minutes Here’s How What You Need Calculator So, Why Is It Potential Income? Ask any landlord investor their idea of a perfect rental property world, and the top two things you’ll hear will likely be that they want a tenant that pays their rent in full on time and also that they renew their lease over and over again....

If the account is titled in the joint names of you and your spouse/partner, list the value in the joint column. If you’re single and the account is titled in your name, list the value in your column. If the account is titled jointly with you or your spouse/partner and someone other than your spouse/partner (such as a child or sibling), then list the proportionate share of the account in your column or your spouse’s/ partner’s column....

If only things were so easy. Just because you’ve purchased and agreed to a new policy, that doesn’t mean you’re exempt from paying the bill for your other one. Yes, by law, you will technically still be insured, but you’ll also still be responsible for the old bill. If you are done using your current company, it is a good rule of thumb to request a cancellation. Letting a policy cancel without notification can cause problems; on the other hand, canceling is fairly simple....

Here are some things to think about and tips to help you compare your options when choosing any type of insurance. Online Reviews The thing to note about any given online insurance company review is that it comes from a single person. Any rating or number of stars it has could be based on a single factor, among so many aspects that matter. As you sort through consumer reviews, keep the source in mind, and learn how to assess them better with these tips:...

1) Examine Your Own Skill Set for Business Ideas. Do you have a talent or proven track record that could become the basis of a profitable business? Look at what you do in your day job as well as after work, and consider how you could use those skills in your own business. For instance, you may be able to start a consulting business with your office skills, or start a dog-walking service with your home-based skills....

It’s important to note that the laws relating to unclaimed property (including paychecks) are regulated by the individual states. The regulations are those of the state where the payee is, not the state where your business is. If your business is in the situation where you are unable to find the owner of unclaimed property, there are two things you must do: Let’s say you paid an employee who has left your company and who hasn’t cashed a paycheck....

If your business is a pass-through type and the tax bill of the business passes through to you on your personal income tax return, you must file an amended personal tax return. The pass-through business types are the sole proprietorship, limited liability company (LLC), partnership, and S corporation. Who Needs to File? You must file an amended business tax return if: You made a substantial error on your return that will affect your tax liability....

Writing the Cover Letter The following email cover letter format shows how to put together a document containing the information necessary to get the hiring manager’s attention. Use the email cover letter format as a guideline to create personalized email cover letters to send to employers. Subject Line Be sure to list the job you are applying for in the subject line of your email message, so the employer is clear as to what job you are interested in....

What Are the Risks? It might help to understand how common crime or thefts are at your college dorm or campus. You can check out the state by state list of crime on college campuses. Insurance Options for College Students in Dorms or Rental Apartments Knowing the options for college student insurance will help you make a decision on what kind of insurance you want to buy and may even help you take advantage of being covered for free....

A car loan helps you buy a car that costs more than you can afford with cash. You’ll generally pay off your vehicle over time by making monthly payments. If you borrow wisely, you’ll enjoy two key benefits: Proper planning can improve your chances of getting a car and car loan that fit your budget. Set a Budget Before you start looking at cars, determine how much you can afford to spend....