These types of chairs promote health and safety while you toil away on the computer on a wide range of tasks. Important features to consider before making a purchase include adjustability (back, armrests, height), padding, and material, as well as headrest support to help take pressure off the neck. With so much to keep in mind, follow along with this guide to learn more about choosing the best ergonomic office chair for work....
Although office phones are definitely not one-size-fits-all, there are many unique systems available to cater to various needs and circumstances, whether your team telecommutes often, consists of only a few employees, or is consistently on the road and away from their desks. Read on to find the best office phone for your business. You can take calls just about anywhere thanks to this phone’s enhanced noise reduction. Plus, the power backup feature will keep it up and running even if the electricity goes out....
The PCE Price Index is the Federal Reserve’s preferred measure of inflation because it tracks consumers’ purchasing decisions more accurately than the Consumer Price Index (CPI). That’s because the basket of goods and services making up the PCE Price Index is updated more frequently to reflect shifts in consumer preferences. Consumers have been more optimistic about inflation in recent weeks after the CPI showed the annual rate of inflation declined by more than expected to an annual rate of 7....
On Thursday, we’ll get the latest inflation figures when the Personal Consumption Expenditures (PCE) Price Index is released. I know you might be thinking: “Inflation? Again? Didn’t we just get those numbers?” The Consumer Price Index (CPI) came out earlier this month. It’s based on data from surveys of urban households. But the PCE uses information from the gross domestic product report and from suppliers, and measures purchases from all U....
Advantages of Vanguard’s Bond Funds Vanguard’s low expense ratios are arguably the strongest advantage for their bond funds compared to others. Low expenses are an important feature for the best mutual funds but having low expense ratios is especially crucial for gaining a performance edge in the world of bond funds, where even a 0.50% cost savings can be a big advantage. For Vanguard’s index funds, the passive management provides a similar advantage for investors....
Overall Score: Excellent, scoring 3 out of 3 Scoring Components Accuracy: High, scoring 3 out of 3. Most calculators fail in this area by ignoring or making simplified assumptions about certain critical aspects of retirement, such as taxes. MaxiFi does this part right, so if the inputs are done correctly, you can trust the results as quite accurate. Usability: High, scoring 3 out of 3. It’s very flexible, because it doesn’t require many of the more complex aspects, so it’s ideal for less experienced users and detailed planners....
Money Guide for Unmarried Couples Personal Finance for Unmarried CouplesMillions of unmarried opposite-sex couples live together in the US. These single couples face unique money issues, and are less likely to plan for their financial future than married couples. Here are the top three personal finance issues facing unmarried couples living together. Dating is expensive. If you’re single and seeking the company of the opposite sex, you can kiss a lot of money goodbye before you find Mr....
Top 20 Highest Paying Careers According to the Bureau of Labor Statistics (BLS), the highest-paying careers are mostly white-collar jobs in medicine, management, information technology, and engineering. To train for these careers, you’ll need to have an aptitude, passion, and willingness to spend time and money on the education required. The following jobs are the highest-paying, all making at least $208,000 per year in median annual pay: Oral and maxillofacial surgeonsOrthodontistsPhysicians, all other; and ophthalmologists, except pediatricAnesthesiologistsGeneral internal medicine physiciansObstetricians and gynecologistsSurgeons, except ophthalmologistsPsychiatrists...
You should be aware of the risks if you are thinking about muni bond investing. There is a fairly low rate of default risk, but interest rate risk and headline risk do exist. Headline Risk Headline risk refers to the risk that comes from bad news going public. Municipal bonds face the risk of adverse headlines because high-profile defaults tend to make the news. A prime instance of headline risk occurred in late 2010....
Mastering the art of budgeting begins with an understanding of the most important components of a good budget. As you create your household budget, remember to include these nine features. 1. Accurate Spending Categories While budget worksheets can be a helpful resource to guide your budget, they may not align perfectly with your spending habits. When creating your budget, focus on including expense categories that reflect where your money goes....
Indeed.com and Your Job Search Indeed.com enables you to search millions of job listings from thousands of websites, job boards, newspapers, blogs, company career pages, and associations to find job listings that match or have similar terms related to your search query. You can use the website to job search or download Indeed’s job search app, available for Android and iOS devices. Once you download the app to your phone or tablet, you’ll be able to quickly search for jobs, use your device’s GPS to find local job listings, apply right away with your uploaded resume, and get more new job listings delivered to your Inbox....
Many students and recent graduates worry that they don’t have enough experience to create a compelling resume. However, don’t worry. What To Do Before Writing Your Resume Before you even start to write your resume, there are a few steps you can take. Keep in mind that the goal of your resume is to show the employer that you are a strong candidate for the job and that you will add value to the company....
The average on a conventional 30-year fixed mortgage rose to 5.88% from 5.72% the previous business day. Earlier this month it vaulted to 6.19%, its highest point since at least 2019, and likely much farther back. (Our daily mortgage rate data only goes back to April 2021, but our data on yearly highs and lows date back to 2020, so we know rates weren’t higher in 2020, and if other measures are any indicator, may have hit their highest point in over a decade....
The average rate offered to homebuyers using a conventional 30-year fixed mortgage rose to 4.47% from 4.44% the previous business day. The average for a 15-year fixed mortgage rose to 3.58% from 3.55% the previous business day. Both are the highest these averages have been since 2020, when the 30-year got as high as 4.71% and the 15-year reached 3.99%. Fixed mortgage rates tend to track the direction of 10-year Treasury yields, which usually rise with heightened inflation fears (and fall when those fears subside)....
The money is nothing to scoff at, either. The Bureau of Labor Statistics (BLS) reports that fashion designers earn a median annual salary of $73,790, with the top 10% of earners raking in $149,010 or more per year. Fashion Industry Career Options If you are interested in fashion but don’t know what specific career you might want, check out this list of fashion job titles. These are only a few of the careers that make up the fashion industry, so use them as a guide to help you find others that might interest you....
An investor can contribute to either a traditional or Roth IRA or split their contributions between the two, but the combined annual contribution can’t exceed the overall limit. The maximum you can contribute across all IRAs is $6,000 for 2021 and 2022, but you can make an additional catch-up contribution of up to $1,000, for a total of $7,000, if you’re age 50 or older. Traditional and Roth IRA Contribution Limits in 2022 This chart details historical traditional IRA and Roth IRA combined contribution limits....
An additional $13 billion from government coffers is being made available to “high-performing” jurisdictions including Philadelphia, Houston, and New Orleans, which are among 495 state and local programs responsible for distributing Emergency Rental Assistance funds to help tenants weather the pandemic’s economic downturn, the Treasury Department said Tuesday. Jurisdictions that were slow to give out the money received a warning from the Treasury: “Use it or lose it.” The department said it’s prepared to take money away from low performers and give it to the higher-spending jurisdictions....
An understanding of these three forms will give you an ability to develop breakout or anticipation strategies to use in your day trading, while allowing you to manage your risk and position size. Connecting the swing highs with a trendline and the swing lows with a trendline creates a symmetric triangle where the two trendlines are moving towards each other. A triangle can be drawn once two swing highs and two swing lows can be connected with a trendline....
For this reason, companies that can afford to pay their interns will usually make a decision to go ahead and do so. Students looking to do an internship for credit usually need to have an academic sponsor to oversee and set criteria for the internship. CharitiesUniversitiesGovernment agenciesReligious organizationsSome hospitals Since the purpose of these organizations is not to make money, instead they focus more on providing a service. Interns generally do not get paid when interning at a nonprofit....
The average income per capita is the total income for the area divided by the number of people. However, it can be misleading. A few extremely wealthy people in one area can raise the average and that would make it seem like people have it better than they really do. For that reason, most economists use median income per capita. The median income per capita is the point where half the people earn more and half earn less....
